6.1 : 风险

Sandra wants to invest her money to increase it, so she buys stocks in a company.

Sanda will make money if the company does well because her stocks will become more valuable. But if the company doesn't do well, the value of her stocks goes down, and she might lose money.

This situation shows risk in finance because there is no sure way to know if the company's stocks will go up or down.

Different risks can reduce the value of stocks.

For example, if the whole economy is doing poorly, that can decrease the stock prices of companies, not just the one Sandra invested in. That is called market risk.

However, the company Sandra has invested in has problems, such as management committing fraud, leading to a fall in stock prices. This indicates operational risk.

Sandra tries to be smart about these risks. She spreads her money across different types of investments.

She also does research before buying stocks from reliable companies.

These are ways to manage risk and keep her money safe while having a chance to make more money.